Fuck this shit , they want to control every single movement and our money and personality...so we become a digital slaves.Any way we have time.Bro this is 3d's proposal. 2.0. You will need to use Biometrics or Otp Sms to do 3d pay. Or you'll have to card in Africa or India.
This looks very hard to implement. And will cost a lot of money. They’ll probably be a 10 year timeframe for something like this. It won’t happen overnight3d 2.0 will be able to do behavioral analysis, if they will automatically check the shipping address and the device id, the card expenses, the cardholder ip, they will base purchases on the habits of the owner of the card to approve a purchase, this is something that Paypal already does, the problem is that now in Europe any purchase above € 50 (PSD2) will be required to have 3d 2.0 verification.
That is in 3d to approve a purchase just had 2FA, now to approve they will rely on multi-factor authentication. Another important thing is Biometrics in 3d.2.0 they will use fingerprints, face recognition or voice recognition. Using these methods will completely eliminate the one-time password and make it fraud impossible (or at least much more difficult).