Virtual Carding Bypassing sparkasse TAN

Guap703

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Back in 2019, with some older mobile devices, you could send money without bothering with TAN, does this exploit still work ?
 

Guap703

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If it does not, are there a way to bypass TAN problem other than getting TANs with call-fraud ? Are there any mobile malware out there that can retrieve TANs from victim's phones ?
 
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