Good info BroNo need to pay anyone for the how-to. I'll explain.
You can call each credit union (Experian, Equifax, TransUnion) to change the address, which will add your drop address to their "current address" field.
OR, a more effective way is to open a bank account/credit line/loan using your drop address. Twice a month, banks/creditors update credit unions with your payment history and addresses, so your new drop address will be added automatically after 15 days of opening your new account/credit line/loan.
Those are the only 2 ways.
most def not the only two ways. and the one you said is the most effective is the least effective. the whole point in adding the address is getting the bank/account/credit line/loan. 90% of all those applications will dub your shit for putting the drop info right off the bat. also alot of bank accounts dont report to the credit agencies and that report twice a month thing is false. the calling agencies does work though just have a decent bg and youll pass the questions and if you can spoof the number of the mark youll have an easier timeNo need to pay anyone for the how-to. I'll explain.
You can call each credit union (Experian, Equifax, TransUnion) to change the address, which will add your drop address to their "current address" field.
OR, a more effective way is to open a bank account/credit line/loan using your drop address. Twice a month, banks/creditors update credit unions with your payment history and addresses, so your new drop address will be added automatically after 15 days of opening your new account/credit line/loan.
Those are the only 2 ways.
You are correct in that I did not include more nuances in my response, as it was done in a hurry. The correct answer to that would be that although most institutions report to credit agencies, the majority do not report to all 3 credit bureaus (most report to 1 or 2). And you are correct in that all bureaus dont report twice to bureaus. The frequency depends on the type of account (credit/charge/loan report atleast once a month, whereas checking/saving/non-credit accounts do not share that responsibility.)most def not the only two ways. and the one you said is the most effective is the least effective. the whole point in adding the address is getting the bank/account/credit line/loan. 90% of all those applications will dub your shit for putting the drop info right off the bat. also alot of bank accounts dont report to the credit agencies and that report twice a month thing is false. the calling agencies does work though just have a decent bg and youll pass the questions and if you can spoof the number of the mark youll have an easier time