The following method is the best, zero-risk method of verifying the billing address of U.S issued credit and debit cards.
For Visa cards, call 800-847-2750, then press 1. It will ask you first to insert the card number, then the numeric portion of the billing address (if the address is 123 5th ave., then the numeric part is 1235) and then the zip code. It will state whether it is a match or a partial match (i.e zip code matches, but address does not. It gives a specific answer). To verify the billing phone number, press 2 instead at the beginning and it will give you the issuing bank's phone number. Give them a call and tell them that you're a merchant calling to verify the billing phone number. They will ask you to provide the number you have and they will tell you if it is a match or not. They won't tell you the correct number if you don't have it. Speaking to them is very legitimate, and will not raise any suspicion, as many merchants verify billing phone numbers this way.
For Mastercards, call 800-622-7747, then press 2 to obtain the bank's phone number. With Mastercard, unfortunately, the process isn't automated like Visa. You'd have to call the bank's phone number that is given to you, and speak to a customer service rep and tell them that you're a merchant calling to verify the billing address. It is a legitimate process and many merchants verify billing info this way. They will ask you to provide the billing address and phone number you have, and they will tell you if it is a match.
For Discover, the process is automated. Call 800-347-7988 and follow the prompt. It will tell you if the info you have is a match or not. To verify the billing phone number, you'd have to talk to a rep, but the AVS check is automated.
For AMEX, call 800-528-2121 and press 3. Follow the prompt and it will allow you to verify the billing address AND the name on the card. To verify the billing phone number, you'd have to talk to a rep and tell them you want to verify the billing phone number.
I didn't copy this tutorial. I wrote it and I use the same steps myself to verify billing info. You can call using Skype or any other VOIP application without needing any calling credits, since the numbers are all toll-free.
Let me know if you have any questions.
Good luck.
For Visa cards, call 800-847-2750, then press 1. It will ask you first to insert the card number, then the numeric portion of the billing address (if the address is 123 5th ave., then the numeric part is 1235) and then the zip code. It will state whether it is a match or a partial match (i.e zip code matches, but address does not. It gives a specific answer). To verify the billing phone number, press 2 instead at the beginning and it will give you the issuing bank's phone number. Give them a call and tell them that you're a merchant calling to verify the billing phone number. They will ask you to provide the number you have and they will tell you if it is a match or not. They won't tell you the correct number if you don't have it. Speaking to them is very legitimate, and will not raise any suspicion, as many merchants verify billing phone numbers this way.
For Mastercards, call 800-622-7747, then press 2 to obtain the bank's phone number. With Mastercard, unfortunately, the process isn't automated like Visa. You'd have to call the bank's phone number that is given to you, and speak to a customer service rep and tell them that you're a merchant calling to verify the billing address. It is a legitimate process and many merchants verify billing info this way. They will ask you to provide the billing address and phone number you have, and they will tell you if it is a match.
For Discover, the process is automated. Call 800-347-7988 and follow the prompt. It will tell you if the info you have is a match or not. To verify the billing phone number, you'd have to talk to a rep, but the AVS check is automated.
For AMEX, call 800-528-2121 and press 3. Follow the prompt and it will allow you to verify the billing address AND the name on the card. To verify the billing phone number, you'd have to talk to a rep and tell them you want to verify the billing phone number.
I didn't copy this tutorial. I wrote it and I use the same steps myself to verify billing info. You can call using Skype or any other VOIP application without needing any calling credits, since the numbers are all toll-free.
Let me know if you have any questions.
Good luck.